Royalty Advances

Access Growth Capital Backed by Your Royalties

Access royalty advances through Symphonic and trusted funding partners to power your next release and long-term growth.

The Process

To be considered for a royalty advance through Symphonic and/or our financing partners, artists and labels must be active Symphonic distribution clients with a proven history of digital earnings.

Advance offers are evaluated based on factors such as:

  • Consistent streaming and revenue performance

  • Catalog size and historical royalty trends

  • Upcoming release plans and delivery schedule

  • Potential to transfer additional catalog or verified earnings history

In some cases, clients may still qualify by moving an existing catalog to Symphonic and providing documented royalty history from prior distributors.

Royalty advances are structured as recoupable investments against future earnings—designed to help rights holders access capital while maintaining long-term ownership.

Want to learn more first? → Understanding Royalty Advances

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Put Your Royalties to Work

A royalty advance gives you access to capital when it matters most, so you can move faster without waiting on monthly payouts.

  • Scale your marketing faster
    Invest in playlist pitching, digital ads, and campaigns with actual budget.
  • Pay collaborators upfront
    Compensate producers, writers, and contributors while keeping projects moving.
  • Support physical & retail promotions
    Fund vinyl, CDs, merch, and in-store marketing tied to releases.
  • Launch smarter advertising campaigns
    Test and optimize campaigns across DSPs and social platforms.

How Royalty Advances Work


A royalty advance gives you access to upfront funding based on the future earning potential of your music. Once approved, an advance may be issued after your catalog is delivered or transferred to Symphonic, once sufficient royalty performance has been established, either directly through Symphonic or through one of our trusted financing partners. Repayment is handled automatically through royalty recoupment, meaning the advance is paid back over time from future earnings—without requiring personal guarantees or giving up ownership of your rights. By partnering with leading advance providers, we’re able to offer eligible clients more flexibility and additional options to fund upcoming releases and long-term growth.

Choose Your Advance Option

Keep control of your copyrights. All advance options preserve your ownership and creative freedom.

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Symphonic empowers artists and labels with flexible advances and marketing budgets, ranging from $10K up to $2M. There are no extra fees beyond our standard distribution percentage, and you always keep 100% of your rights.

Advances are available to Symphonic clients and can be requested directly from your account. If your catalog is currently released elsewhere, you can transfer it to Symphonic and may still qualify once your content is delivered.

The image shows the beatBread logo, featuring a bold, stylized "B" icon next to the word "beatBread" in black text on a light background, highlighting its focus on Royalty Advances for artists.

Get Funding – Stay in Control
Advances from $1,000 to $5m
Terms from 1-20 years
See estimates in minutes
Choose from over 200 different deal structures

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Snafu helps artists unlock cash advances on their back catalog while investing in growth through hands-on marketing and A&R support. Keep full ownership of your rights with flexible terms from 1 to 5 years. Advances from $10k to more than $2M

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Sound Royalties was founded with the vision to provide creative-friendly funding solutions that don’t ever put ownership of copyrights at risk. Advances from $3k to $2M+. Keep 100% of your rights. Fees and conditions from Sound Royalties apply.

Frequently Asked Questions

What royalty advance options does Symphonic offer?

Symphonic provides royalty advances to qualified artists and labels based on catalog performance and projected future earnings. Approved advances may be offered directly through Symphonic or through one of our trusted financing partners, giving clients additional flexibility and funding options. Advance availability depends on factors such as delivery status, earnings history, and overall catalog activity.

How do I apply for an advance?

For current Symphonic clients, advance applications are available directly within SymphonicMS. If you are eligible through Symphonic, you will be prompted on the SymphonicMS.com login for your account and/or explore options from our advance partners featured on this page, each with its own set of qualifications.

If you’re not yet a Symphonic client, you’ll need to create an account to begin the application process.

Do I have to pay a fee to apply?

There is no fee to apply.

How are royalty advances repaid?

Advances are recouped automatically from future royalties until the balance is repaid.

How much can I qualify for?

Advance amounts vary depending on earnings history, catalog size, and projected performance.

Can I qualify if my catalog is currently with another distributor?

In some cases, yes. Clients may qualify by transferring their catalog and providing verified earnings history.

Do I earn enough royalties to work with you?

Every artist’s situation is different, and while we generally look for some existing royalty earnings when evaluating advance eligibility, there is no minimum earnings requirement to apply.

How quickly can I receive an advance?

Most advances are paid within days or weeks—not months. This timing depends on Symphonic receiving your application and all required documentation in a complete and timely manner. Our advance partners follow a similar timeline, typically funding projects within a few days to a few weeks. Please note that a Symphonic-issued advance will require an update to your current agreement.

Why do you have partners?

Symphonic understands that every artist’s path is different, and there’s no one-size-fits-all approach to growing your career. That’s why we work with partners who share our values and commitment to supporting artists—giving our clients access to multiple options that best fit their needs.

Will I still own my music if I take an advance?

Yes—advances are structured to provide funding while you retain ownership of your rights.

Do advances affect my royalty payouts?

During the recoupment period, a portion of royalties will be applied toward the advance balance.

What happens if my earnings decline?

Recoupment timelines may vary depending on future performance, but repayment is tied only to royalty earnings.

Ready to Start?

Join Symphonic to access royalty advances and a full suite of growth tools. Once you begin earning royalties through Symphonic, your account will automatically be reviewed for advance eligibility.

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Digital Music Distribution, Music Marketing